Home Improvement Financing
Home Improvement Financing to Fit Your Needs
The GreenSky® Loan Program’s focus is simple – to help you achieve the home of your dreams!
The GreenSky® Program offers a streamlined and convenient way to pay for many home improvement projects.
Easy, Paperless Application
Or by Phone: 866-936-0602
Easy, Paperless Application
No Interest if Paid in Full Within 6-Month Promo Period, With Payments Required
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
| Plan# | APR | Promo Period | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 26021 | 17.99% – 24.99% | 6 Months | After Promo Period, 78 Monthly Payments of: | $126.53 | $253.05 | $379.58 | $506.10 |
No Interest if Paid in Full Within 12-Month Promo Period, With Payments Required
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
| Plan# | APR | Promo Period | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 26132 | 17.99% – 24.99% | 12 Months | After Promo Period, 72 Monthly Payments of: | $126.53 | $253.05 | $379.58 | $506.10 |
Fixed Rate 9.99% APR for 120 Months
| Plan# | APR | Months | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 27403 | 9.99% | 120 Months | 120 Monthly Payments of: | $66.05 | $132.10 | $198.14 | $264.19 |
Fixed Rate 11.99% APR for 180 Months
| Plan# | APR | Months | Example Project Cost | $5K | $10K | $15K | $20K |
|---|---|---|---|---|---|---|---|
| 15194 | 11.99% | 180 Months | 180 Monthly Payments of: | $59.98 | $119.95 | $179.93 | $239.90 |
See reverse for terms and conditions, FAQs, and contact information.
Frequently Asked Questions About the GreenSky® Program
Financing a project may allow you to spread out the expense and enable increased buying power to fulfill your ideal project.
GreenSky® Program loans are unsecured installment loans with APRs that become fixed once the loan enters its amortization period.
Working with a GreenSky® Merchant, qualified applicants can use their loans to pay for products and services to complete their residential project.
After your contractor requests a payment, you will receive a text message or email to authorize the transaction.
Once approved, and depending on your plan, you typically have up to six months to make your purchases and authorize payments. Please refer to your loan agreement for details.
It depends on your loan plan. There are plans that feature deferred or reduced payments during a promotional period. Other plans may have regular monthly payments. Refer to your loan agreement for specific loan terms. There is no prepayment penalty for early loan payoff.
It’s simple — pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
Phone: 866-936-0602
Email: Service@GreenSky.com
Web: GreenSky.com
CUSTOMER SERVICE HOURS (ET)
Saturday & Sunday: 8 a.m. – 11 p.m.
Monday – Friday: 8 a.m. – 12 a.m.
1 Plan 2602. Subject to credit approval. Rates range from 17.99% – 24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may receive higher rates up to 24.99% APR. Interest is billed during promo period but will be waived if the amount financed is paid in full before Promo Period expires. Example: on a purchase of $10,000, after Promo Period, 78 months with a monthly payment of $253.05 at 17.99% APR. This example is an estimate only. Actual payment amounts vary. Call 866-936-0602 for details.
2 Plan 2613. Subject to credit approval. Rates range from 17.99% – 24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may receive higher rates up to 24.99% APR. Interest is billed during promo period but will be waived if the amount financed is paid in full before Promo Period expires. Example: on a purchase of $10,000, after Promo Period, 72 months with a monthly payment of $253.05 at 17.99% APR. This example is an estimate only. Actual payment amounts vary. Call 866-936-0602 for details.
3 Plan 2740. Subject to credit approval. Loan term is 120 monthly payments of $132.10 at 9.99% APR. For example, assuming the full credit limit is used on a loan amount of $10,000. Actual payment amount may vary. Call 866-936-0602 for financing costs and terms.
4 Plan 1519. Subject to credit approval. Loan term is 180 monthly payments of $119.95 at 11.99% APR. For example, assuming the full credit limit is used on a loan amount of $10,000. Actual payment amount may vary. Call 866-936-0602 for financing costs and terms.